Please read these terms of use carefully before using this web site:   By using this Web Site and registering, you signify you have read and accepted the Terms Of Services (TOS) for the Web Site. If you do not agree to these Terms, you are not authorised to use this website and the service it delivers.   1. Restrictions on use of materials 1.1This Web Site is owned and operated by InfoM8. You may not reproduce, republish, upload, post, transmit, or distribute in any way any material from this Web Site without the prior written permission of InfoM8. You may, however, download one copy of the material on a single computer for your own personal domestic use only, provided you keep intact all accompanying copyright and other proprietary notices. Graphics and images on this Web Site are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their relevant owners. Modification of any of the materials or use of the materials for any other purpose will be a violation of InfoM8's copyright and other intellectual property rights and the copyright and intellectual property rights of the respective owners.   1.2 If you download any software from the Web Site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the "Software") are licensed to you by InfoM8. InfoM8 does not transfer title to the Software to you. You own the medium on which the Software is recorded, but InfoM8 retains full and complete title to the Software, and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse-engineer, disassemble or otherwise deal with the Software.   2. No representation This Web Site has been compiled in good faith by InfoM8, but no representation is made or warranty given (either express or implied) as to the completeness or accuracy of the information it contains. You must always verify this information before you act upon it by calling your local InfoM8 office, the relevant InfoM8 partner or representative (as applicable). It must not be relied upon in connection with any investment decision.   3. Disclaimer The materials in this Web Site are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible and subject and pursuant to applicable law, InfoM8 disclaims all warranties, express or implied, including, but not limited to, implied warranties of satisfactory quality, merchantability and fitness for a particular purpose. InfoM8 does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected or that this Web Site or this server that makes it available is free of any virus or other harmful elements. InfoM8 does not warrant or make any representations regarding the correctness, accuracy, reliability, or otherwise of the materials in this Web Site or the results of their use. InfoM8 is not obligated to provide any promotions made by promoting parties. You cannot hold InfoM8 accountable for falsely published information or incorrect information supplied by promoting parties.   InfoM8 is not responsible for service quality or pricing of any promotion provider. You undertake promotional offers at your own risks.   4. Limitation of liability 4.1 Subject to applicable law, under no circumstances, including negligence, will InfoM8 be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this Web Site, even if InfoM8 or a InfoM8-authorised representative has been advised of the possibility of such damages. InfoM8 is also not liable nor responsible for any material provided by third parties with their own respective copyright and shall not under any circumstances, be liable for any loss, damages or injury arising from these materials. The total liability (if any) of InfoM8 for all damages, losses, costs and expenses under whatever causes of action, whether in contract, tort or otherwise will not exceed any amount paid by you for accessing this Web Site.   4.2 Any InfoM8 publication may include technical inaccuracies or typographical errors. Changes may be made to these publications from time to time and incorporated in new editions of these publications. At any time without notice, these publications are subject to improvements and changes in service by InfoM8.   4.3 The information contained in this website is for informational purposes only and is provided to you on an as is basis. We do not guarantee the accuracy, timeliness, reliability, authenticity of completeness of any of the information contained on this website. We are not liable for any information or services that may appear on any linked websites.   5. Modifications InfoM8 may change any part of this Web Site at any time at its sole discretion without notice . InfoM8 may deny access to this Web Site to anyone at anytime.   6. Suggestions, comments & feedback 6.1 If you respond to an InfoM8 published document with information including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such InfoM8 document, such information will be deemed to be non-confidential and InfoM8 will have no obligation whatsoever with respect to such information and may reproduce, use, disclose and distribute the information to others without limitation.   6.2 Any communications you send to this Web Site or otherwise to InfoM8 by electronic mail are on a non-confidential basis, and InfoM8 may reproduce, publish or otherwise use them in any way for any purpose. InfoM8 may use the content of any such communications, including any ideas, inventions, concepts, techniques or know-how disclosed herein, for any purpose, including the developing, manufacturing and/or marketing of goods and/or services. Further, InfoM8 may use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever including developing and marketing services incorporating such information.   7. Links to other sites 7.1 This Web Site contains links to other web sites which are not maintained by InfoM8. Similarly, other web sites may contain links to this Web Site. InfoM8 is not responsible for the contents of those web sites and will not be liable for any loss, damages or injury arising from the contents of those web sites. Any links to other web sites are provided as a convenience to you as a user of this Web Site, and does not imply the endorsement of InfoM8 of the linked web sites or association with their operators. InfoM8 disclaims all responsibility and liability for the use of linked web sites, which you access and use at your own risk.   7.2 Any third party that wishes to establish links to this Web Site should notify InfoM8 of their intention and obtain authorisation prior to doing so. InfoM8 may deny permission for any such links to this Web Site. If however InfoM8 gives its permission for any such links, InfoM8 is not under any obligation to establish reciprocal links with the third party.   8. Applicable law and jurisdiction The law applicable to these Conditions of Use of Web Site is the law of Australia and the courts of the Australia will have exclusive jurisdiction in case of any dispute.   9. Service description 9.1 The InfoM8 Service allows you to receive information via nominated means of communication. The Service is provided to you at no charge, however you must: (1) pay all costs, including equipment and access charges associated with accessing the Internet; (2) pay all costs, including equipment and access charges associated with your mobile telephone service; and (3) comply with the TOS. You also agree to receive information and promotions and participate in surveys via SMS messages and other selected means of communication. Other form of communication include e-mail, MMS, 3G push and direct phone calls.   9.2 The InfoM8 service allows you to receive credit for each message you receive. This credit is not provided as income in any way or form. These credits are paid to you at a frequency and timing according to the InfoM8 preferred method. InfoM8 can change this payment method and timing at any time without notice to you. InfoM8 is in no way obligated to make credit payments to you. InfoM8 cannot be held liable for any incorrect payment amounts made to you or your selected charity. InfoM8 can change credit amounts at anytime without notice to you or the public. The credit you nominate to forward to a charity cannot be tax deducted from your income, as these credits are not paid to you as an income. InfoM8 is in no way responsible for the accuracy and integrity of information sent to you by the service. InfoM8 can not be held accountable for any information you may receive while being part of this service..   InfoM8 is in no way responsible for the accuracy and integrity of information sent to you by the service. InfoM8 can not be held accountable for any information you may receive while being part of this service.   10. Registration obligations By registering and using this service, you agree to:   Provide true, accurate, current and complete answers about yourself to questions answered in the registration process.   Make changes to your member profile to ensure that information is always accurate and reflective of your preferences to the system options.   Never provide false information or information about a person that is not yourself. If you provide any information that is untrue, inaccurate, not current, incomplete, or InfoM8 has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, InfoM8 has the right to suspend or terminate your account and refuse any and all current or future use of the Service.   11. Privacy Policy 11.1 InfoM8 respects member’s privacy and has an active privacy policy in place.   InfoM8 will not monitor, edit, or disclose any personal information about you or your use of the Service, including its contents, without your prior permission unless InfoM8 has a good belief that such action is necessary to:   (1) Conform to legal requirements or comply with a legal procedure; (2) Protect and defend InfoM8's rights and property; (3) Enforce the TOS; or (4) Protect the interests of its members and employees.   11.2 You agree that InfoM8 may use your personal information in order to provide the service and may access your account, including its contents, as stated above or to respond to service or technical issues.   You also agree that InfoM8 may provide demographic information to third parties and that this information may include non-identifying components of your personal information.   12. Password and Security You agree to ensure that your password and account details are kept secure and confidential at all times and that every effort is made to avoid disclosure to any other person.   You agree that your account is generated for use, solely by you and no other. Your password may be changed at any time via controls in the member login pages. You agree to notify InfoM8 immediately if you become aware of unauthorized use of your account or circumstances that you feel may jeopardise the security of information relating to you or any other member.   13. Misconduct In using this service you agree to never use the Service for any purpose that is unlawful or prohibited by these terms or the laws of Australia.   You are aware that the InfoM8 service is intended for private use only. You agree to use the Service only to send and receive personal messages. Any unauthorized commercial use of the Service, or resale of the Service, is prohibited.   InfoM8 has no obligation to monitor the Service or any member's use or retain the content of any user session.   InfoM8 reserves the right at all times to monitor, review, retain and/or disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.   14. Termination of Membership InfoM8 holds all rights to terminate members at it’s own discretion without reason. You agree that any termination of your access to the Service under any provision of this TOS may be actioned without prior notice, and acknowledge and agree that InfoM8 may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Service. InfoM8 may also at any time discontinue providing the Service, or any part thereof, without notice. Further, you agree that InfoM8 shall not be liable to you or any third-party for any termination of your access to the Service or for any inability to provide the service.   15. Indemnification You indemnify InfoM8, its subsidiaries, affiliates, officers and employees, harmless from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses, including reasonable legal fees, arising out of or in any way connected to the use of the Service by you or someone using your username and password.